Understand fundamental financial concepts, such as budgeting, saving, credit, and investing.
Apply the knowledge acquired to draw up an accurate budget, monitor expenditure rigorously, and use digital tools to optimise financial management.
Analyse the risks associated with over-indebtedness, identify the warning signs, and develop effective strategies to prevent them and maintain financial stability.

This programme is designed to give you the tools you need to manage your personal finances effectively. You'll discover the key financial concepts for saving, avoiding the debt trap and investing wisely. Using interactive videos, practical exercises and digital tools, you'll learn how to create a budget, monitor your spending and optimise your sources of income.

Part 1: Understanding Fundamental Financial Concepts

Introduction to Financial Education
Basic concepts

Part 2: Application of the concepts

Drawing up a budget
Tracking expenditure and managing savings

Part 3: Adopting Responsible Financial Behaviour

Understanding and avoiding over-indebtedness
Points to remember

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